$200¹ Start Banking With More. New Customers Who Open A Personal Enhanced Checking Account² Can Earn A $200 Bonus' With Qualifying Direct Deposit.

$200¹ Start banking with more. New customers who open a personal Enhanced checking account² can earn a $200 bonus' with qualifying direct deposit. That's not all! No monthly service charge. When 20 or more debit card transactions are made during each statement cycle, waiving the $9 fee.³ Earn reward points. Earn points on each eligible debit card purchase.⁴ 1) $200 checking bonus*: Available to new First Federal Bank customers who open a new personal Enhanced Checking Account by December 31, 2026. To qualify, customers must have at least $1,000 in qualifying ACH direct deposits (payroll, pension, Social Security, or government benefits) within a single calendar month during the first 60 days after account opening. The following transfers or deposits do not qualify: person-to-person, from other bank account, mobile transfers, remote or ATM deposits. Account must remain open, active, and in good standing for at least 90 days. Bonus will be credited within 30 days after all requirements are met. Limit one bonus per tax ID. Existing FFB customers and employees are not eligible. Offer subject to change. Use promo code 170. 2) Enhanced checking: Requires a $50 minimum opening deposit. A $9 monthly service charge applies unless fee waiver requirements are met. 3) Fee waiver: The $9 monthly service charge is waived for statement cycles in which 20 or more debit card purchase transactions post to the account. Promotional fee waiver is available to new customers who open a new personal Enhanced Checking Account by December 31, 2026. Fee waiver terms are subject to change. Existing FFB customers and employees are not eligible. Use promo code 170. 4) uChoose rewards*: Points may take up to 40 days to post. Debit card registration is required to redeem points. For complete terms and conditions, register or access your account at uChooseRewards.com. Restrictions may apply. *Bonus and rewards may be subject to tax reporting.