Up To $10,000 In Closing Cost Assistance Or 1% Down Payment

Current Special Offer* up to $10,000 in closing cost assistance or 1% down payment. . *Special offer (as of 4/2/26): Up to $10,000 in closing cost assistance OR 1% down payment. Only one assistance program may be used per purchase transaction. May not be combined with outside down payment assistance programs. Closing cost assistance: May only be used towards closing costs. Not applicable towards equity and no cash back allowed. Limited fund availability. First come, first served. Prepayment penalty will apply if paid off or refinanced in the first 3 years from closing date, calculated as a percentage of the outstanding loan balance at payoff: 2% if paid off during the first two years and 1% if paid off during the third year. Final credit amount will be determined at time of application. 1% Down payment: Down payment is based on lesser of purchase price or appraised value. Eligibility: Borrower(s) must first qualify for the NDBT HomeStart program and be a first-time homebuyer or have not owned a home in the last 3 years. Subject property must be located in Dallas, Collin or Denton counties and occupied by the borrower(s) as their primary residence. Borrower(s) must be a U.S. Citizen or permanent resident and attend an NDBT Homebuyer Workshop. Subject to credit approval. Member FDIC.